15 Termination and Continuation of Health Coverage Termination of Coverage for Employees Your coverage under this Plan will terminate on the earliest of the following dates: • The date your Employer ceases to be a contributing Employer; • The date this Plan is discontinued or the National IAM Benefit Trust Fund is terminated; • The last day of the month for which you made a contribution for coverage, if it is required, or for which contributions were made on your behalf by your Employer; or • The last day of the month during which your employment terminates. Your employment will terminate if you are not actively engaged in work in a covered position for your Employer. However, if you are no longer actively engaged in work in a covered position due to any of the following reasons your employment will be deemed to continue provided your Employer does not terminate you, and continues to make the required payments for your coverage: • Paid vacation; • Retirement, but only if the participation agreement provides for Retiree coverage; • Disability due to accident or illness (applies to medical benefits only); but only if the participation agreement provides for such coverage, and limited to no more than 12 months unless otherwise approved by the Board; or • Layoff (applies to medical benefits only); but only if the participation agreement provides for such coverage, and limited to no more than 12 months unless otherwise approved by the Board. Termination of Coverage for Dependent Children The coverage for children will terminate on the earlier of the following dates: • The date your coverage terminates; • The last day of the month in which the person no longer qualifies as a dependent; • The last day of the month for which contributions were made for dependent coverage; or • The last day of the month during which you die. Termination of Coverage for your Spouse The coverage for your Spouse will terminate on the earlier of the following dates, as applicable: • The date your coverage terminates; • The last day of the month during which you divorce or legally separate from your Spouse; or • The last day of the month during which you die. You must provide proof satisfactory to the Fund Office of your divorce or legal separation. Termination of Coverage for Surviving Spouse Survivor benefits, if allowed, will terminate on the earliest of the following: