23 However, this 24-calendar month period of COBRA continuation coverage may be extended in the following two instances: • Extension of 24-calendar Month Period of Continuation Coverage Due to Disability If you, your Spouse or your Eligible Dependent Child covered under the Plan is determined by the Social Security Administration to be disabled, and you notify the Fund Office in a timely fashion, you and your covered dependents may be entitled to receive up to an additional 11 calendar months of COBRA continuation coverage at an increased premium of up to 150% (for a total maximum of 35 months). The disability must be determined some time before the 60 th day of COBRA continuation coverage and must last at least until the end of the 24-calendar month of the original period of continuation coverage. • Extension of 24-calendar month period of continuation coverage Due to a Second Qualifying Event If you, your Spouse or Eligible Dependent Child covered by the COBRA Continuation Coverage experiences another qualifying event (a “second qualifying event”) while covered under an 24- calendar month Continuation Coverage that includes the six-month continuation coverage period provided under the Plan plus the eighteen-month period under COBRA (or a 35-calendar month period of coverage if disabled), you and your covered qualified beneficiaries may be eligible for additional months of COBRA Continuation Coverage for a maximum period of COBRA Continuation Coverage of up to 36 calendar months. Timely notice of the second qualifying event must be given to the Fund Office. This extension may be available to any eligible dependents (if they are qualified beneficiaries) receiving continuation coverage if the participant or former participant dies, becomes entitled to Medicare benefits (under Part A, Part B or both), or gets divorced or legally separated, or if the dependent child stops being eligible under the Plan as an eligible dependent child. In no event will any Spouse, or Eligible Dependent Child be eligible for more than 36 total months of continuation coverage. This extended period of continuation coverage is not available to anyone who became your Spouse after the termination of employment or reduction in hours. However, this extended period of continuation coverage is available to any child born to, adopted by, or placed for adoption with you (the active Employee) during the 24-month period of continuation coverage. In no case are you entitled to Continuation Coverage for more than a total of 24 months if your employment is terminated or you have a reduction in hours (unless you are entitled to an additional continuation coverage period on account of disability). Therefore, if you experience a reduction in hours followed by termination of employment, the termination of employment is not treated as a second qualifying event and continuation coverage may not be extended beyond 24 months from the initial, qualifying event.