81 Benefits after Termination of Coverage The Prescription Drug Coverage will cease upon termination from the Plan, and no prescription drug benefits are available after termination, even if you are on an extension of medical benefits. If you anticipate your coverage will be ending, you should fill any needed prescriptions before your termination date, or you will be asked to reimburse the Plan for any medication filled after your termination. If you use the mail order program, be sure to order refills so they are received before your termination date. Medicare Part D The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) added a new prescription benefit for individuals that are eligible for Medicare coverage called Medicare Part D. The Trustees have determined, with the assistance of an actuary, that the Plan’s prescription drug coverage for Medicare eligible participants is actuarially equivalent to Medicare Part D. This means, on average, the Fund’s benefits are equal to or better than the standard Medicare Part D drug plan, and therefore the Fund offers Creditable Coverage. As required by MMA, each plan participant who is Medicare eligible will periodically receive a notice, called a Notice of Creditable Coverage, advising the individual whether the Plan’s prescription drug benefit continues to be actuarially equivalent to Medicare Part D. An eligible participant also may receive a Notice of Creditable Coverage upon request to the Fund Office. Medicare eligible participants, active or retired, are not required to sign up for Medicare Part D and may still obtain their prescription benefits coverage through the Plan. If you do enroll in Medicare Part D, your coverage and the coverage for your Spouse and your Eligible Dependent Child under the Plan will be terminated. In such a case, there is no adjustment to the cost of the coverage under the Plan. If you choose not to enroll in Medicare Part D, your prescription drug coverage under the Plan will continue for you, your Spouse, and your Eligible Dependent Child.