27 Termination of COBRA Continuation Coverage Continuation Coverage will terminate as noted above, or the earliest of: • The date of death for the covered individual; • The last day of the applicable maximum continuation period; • The last day of the month for which you made a timely self-payment for COBRA Continuation Coverage; • The date you (as a Spouse) remarry or marry and obtain coverage under another group health plan; • The date you obtain coverage as an employee under another employer-sponsored group health plan; • The date you become eligible for coverage under Medicare unless other rules apply as noted above; • The date the Social Security Administration or Railroad Retirement Board makes a determination that you are no longer disabled; • The date the Plan terminates; or • The date your employer ceases to be a Contributing Employer, except as noted below. If your Employer stops participating in the National IAM Benefit Trust Fund, the Fund will continue to carry the COBRA Continuation Coverage benefits for you, your Spouse, and your Eligible Dependent Children only if the Employer does not substitute another plan. If the Employer establishes one or more group health plans, or starts contributing to another multi-employer group health plan, the plan established by the Employer or the other multi-employer plan must make COBRA Continuation Coverage available to you, your Spouse and/or your Eligible Dependent Child, who: • Was receiving coverage under the Plan (including Retiree coverage) immediately before the Employer’s cessation of participation; and • Is, or whose qualifying event occurred in connection with, a covered Employee or Retiree whose last coverage before the qualifying event was through the applicable Employer. Continuation Coverage or Extension of Coverage Other Than COBRA Some contributing Employers of the National IAM Benefit Trust Fund provide a temporary extension of healthcare coverage if the Employee is terminated or is totally disabled or hospitalized, and/or the Employer terminates participation in the Fund. Refer to your applicable participation agreement for information on whether such an extension may be available to you. The policy of the Trustees is that any such extension of coverage will be made available to you first, followed by COBRA Continuation Coverage so that you, your Spouse, and/or your Eligible Dependent Children will receive the maximum uninterrupted coverage period that can be provided under the Plan and the terms of your employment.

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