2 Employees of the union and certain union-affiliated organizations may also participate if their employer has signed a special participation agreement. Effective July 1, 2007, special class groups of non-bargaining unit employees may participate if the employer’s IAM represented employees participate and the special class group of employees is accepted by the Trustees. Upon written request, the Fund Office will supply you with information about whether a particular employer participates in the Plan on behalf of any group of its employees. Contributing employer information is also available at http:// www.iam401k.org/contributing-employers. How Is a Contributing Employer Accepted into the Plan? The employer and IAM lodge must sign a Collective Bargaining Agreement, which includes standard contract language or a special class participation agreement, as required by the Trustees. The Trustees send a written notice of acceptance to any employer who is accepted as a contributing employer. Until this written notice is sent and the employer has agreed to the Plan ’s administrative procedures, the employer is not a contributing employer and contributions cannot be accepted. How Do I Enroll in the Plan? If you meet the eligibility criteria, you can enroll in the Plan immediately either online or on the phone. You will need your Social Security number to enroll. It is important that you provide your employer with your current address any time it changes. If you leave the employer, please contact John Hancock directly to report changes to your address. For information on your IAM National 401(k) Plan, please log in to https://myplan.johnhancock.com/login or call 833-38-UNION (833-388-6466). You are solely responsible for maintaining the security of any of your passwords or passcodes associated with the Plan and your individual account. If you are eligible to participate in the Plan, and want help in choosing your investments, the Plan offers Online Advice, a free, web-based service powered by Morningstar Retirement ManagerSM. Learn more at https://myplan. johnhancock.com/login . Effective June 1, 2014, if your employer agrees to provide for automatic enrollment in the Plan under a Collective Bargaining Agreement with an IAM lodge or a participation agreement, you will be automatically enrolled in the Plan with a pre-tax deferral of 3 percent. You will be notified in writing with instructions on how to opt out of automatic enrollment or how to change the deferral amount or investment options if desired. How Are Employee Contributions Made to the Plan? You choose a percentage of your pay that you wish to defer to the Plan as savings for your retirement. That amount is deducted from your pay and forwarded by your employer to the Plan. You can change the amount you are deferring at any time by calling 833-38-UNION (833-388-6466) or by visiting the website: https://myplan.johnhancock.com/login. Once you request a change, you can choose to get a confirmation statement online or have it mailed to your home address. The change will take effect as soon as administratively feasible.