13 Termination and Continuation of Health Coverage Termination of Coverage for Employees Your coverage under this Plan will terminate on the earli est of the following dates: • The date your Employer ceases to be a contributing Employer; • The date this Plan is discontinued or the National IAM Benefit Trust Fund is terminated; • The last day of the month for which you made a contribution for coverage, if it is required, or for which contributions were made on your behalf by your Employer; or • The last day of the month during which your employment terminates. Your employment will terminate if you are not actively engaged in work in a covere d position for your Employer. However, if you are no longer actively engaged in work in a covered position due to any of the following reasons your employment will be deemed to con tinue provided your Employer does not terminate you, and continues to make t he required payments for your coverage: Paid vacation; Retirement, bu t only if the p articipation a greement provides for Retiree coverage; Disability due to accident or illness (applies to medical benefits only); but only if the p articipation a greement pro vides for such coverage, and limited to no more than 12 months unless otherwise approved by the Board; or Layoff (applies to medical benefits only); but only if the p articipation a greement provides for such coverage, and limited to no more than 12 months u nless otherwise approved by the Board. Termination of Coverage for Dependent Children The coverage for children will terminate on the earlier of the following dates: • The date your coverage terminates; • The last day of the month in which the person no longe r qualifies as a dependent; • The last day of the month for which contributions were made for dependent coverage; or • The last day of the month during which you die. Termination of Coverage for your Spouse The coverage for your Spouse will terminate on the e arlier of the following dates, as applicable: • The date your coverage terminates; • The last day of the month during which you divorce or legally separate from your Spouse; or • The last day of the month during which you die. You must provide proof satisfactor y to the Fund Office of your divorce or legal separation. Termination of Coverage for Surviving Spouse S urviv or benefits , if allowed, will terminate on the earliest of the following: • The date your surviving spouse dies ; • The last day of the month in which your surviving Spouse remar ries; • The last day of the month in which a monthly contribution is received for coverage; or
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