18 extension of the original 24 - calendar month maximum cov erage period, for a total of 35 calendar months of COBRA continuation coverage; and • If the Social Security Administration determines that a qualified beneficiary is no longer disabled. Failure to provide the proper notice within the required timeframes, as set forth below, may prevent you from obtaining or extending COBRA continuation coverage. The Fund Office will determine whether a qualifying event has occurred for purposed of COBRA Continuation Coverage. However, you should promptly notify the Fund Office of any of thes e qualifying events listed herein. This will allow the Fund Office to process your election for continuation of coverage more efficiently, with little or no interruption your coverage and the handling of your claims. Procedures for Notifying the Plan of a Qualifying Event To notify the Fund Office of any of the qualifying events listed above, a “qualified beneficiary” can send a notice via U.S. First Class mail, fax or email to request continued coverage under the Plan within the later of 60 calendar days f rom the date of the qualifying event or the date coverage was lost under the Plan due to the qualifying event. The notice must be in a form that documents the date sent ( e.g ., if sending by mail, the request must be postmarked no later than 60 calendar day s after the date described above). In the event of divorce or legal separation, you must also submit a copy of the divorce decree or written proof of the legal separation. In the event of a Social Security Administration determination of disability, you m ust submit a copy of the Social Security disability determination. If you are providing notice of a Social Security Administration determination of disability, the notice must be postmarked no later than 60 calendar days after the latest of: • The date of th e disability determination by the Social Security Administration; • The date on which the qualifying event occurs; or • The date on which the qualified beneficiary loses (or would lose) coverage under the plan as a result of the qualifying event. Notice of a S ocial Security disability determination must be submitted to the Fund Office before the end of the first 18 calendar months of the COBRA continuation coverage. If you are providing notice of a Social Security Administration determination that a qualified b eneficiary is no longer disabled, the notice must be postmarked no later than 30 calendar days after the date of the final determination by the Social Security Administration that the qualified beneficiary is no longer disa bled. Notice may be provided by t he participant or qualified beneficiary with respect to the qualifying event, or any representative acting on behalf of the participant or qualified beneficiary. Notice from one individual will satisfy the notice requirement for all related qualified benef iciaries affected by the same qualifying event. Address to Notify Plan Administrator of Qualifying Event National IAM Benefit Trust Fund 1300 Connecticut Avenue, NW, Suite 300 Washington, DC 20036 Determining the Duration of COBRA Continuation Coverage On ce the Fund Office determines or receives notice that a qualifying event has occurred, COBRA continuation coverage will be offered to each of the qualified beneficiaries. Each qualified beneficiary will have an independent right to elect COBRA continuation coverage. Participants may elect COBRA

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